:root{--bg:#0b0b0c;--bg2:#141416;--card:#1a1a1d;--line:#2a2a2e;--gold:#f5c518;--gold2:#c9970c;--text:#f2f2f2;--muted:#a7a7ad;--r:18px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--gold);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
/* header */
header{position:sticky;top:0;z-index:50;background:rgba(11,11,12,.86);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:var(--text);font-weight:800;font-size:1.25rem;letter-spacing:-.01em}
.brand:hover{text-decoration:none}
.brand img{width:46px;height:46px;border-radius:10px}
.brand b{color:var(--gold)}
.nav ul{display:flex;list-style:none;gap:26px}
.nav ul a{color:var(--muted);font-weight:500;font-size:.95rem}
.nav ul a:hover,.nav ul a.on{color:var(--gold);text-decoration:none}
.btn{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(180deg,var(--gold),var(--gold2));color:#111;font-weight:700;padding:13px 24px;border-radius:999px;border:0;cursor:pointer;box-shadow:0 6px 24px rgba(245,197,24,.25);transition:transform .15s}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn.ghost{background:transparent;color:var(--text);border:1px solid var(--line);box-shadow:none}
.nav .btn{padding:10px 18px;font-size:.9rem}
/* hero */
.hero{position:relative;overflow:hidden;padding:90px 0 80px}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(800px 400px at 80% 20%,rgba(245,197,24,.16),transparent 60%),radial-gradient(600px 300px at 0% 100%,rgba(245,197,24,.08),transparent 60%)}
.hexbg{position:absolute;inset:0;opacity:.07;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='56' height='98' viewBox='0 0 56 98'%3E%3Cpath d='M28 66L0 50V16L28 0l28 16v34L28 66zm0 32L0 82V66l28 16 28-16v16L28 98z' fill='none' stroke='%23f5c518' stroke-width='1.2'/%3E%3C/svg%3E");-webkit-mask-image:linear-gradient(90deg,transparent,#000 70%);mask-image:linear-gradient(90deg,transparent,#000 70%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);border:1px solid rgba(245,197,24,.35);padding:6px 14px;border-radius:999px;margin-bottom:22px}
h1{font-size:clamp(2.2rem,5vw,3.8rem);line-height:1.05;letter-spacing:-.03em;font-weight:800;margin-bottom:20px}
h1 span,h2 span{background:linear-gradient(180deg,#ffe066,var(--gold2));-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:1.15rem;color:var(--muted);max-width:560px;margin-bottom:30px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.trust{display:flex;gap:28px;flex-wrap:wrap;margin-top:36px;color:var(--muted);font-size:.92rem}
.trust strong{display:block;color:var(--text);font-size:1.5rem;font-weight:800}
.badge{position:relative;justify-self:center;width:min(380px,100%)}
.badge img{width:100%;height:auto;border-radius:28px;box-shadow:0 30px 80px rgba(245,197,24,.18),0 0 0 1px rgba(245,197,24,.25)}
/* sections */
section{padding:80px 0}
.alt{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:clamp(1.7rem,3.4vw,2.6rem);letter-spacing:-.02em;line-height:1.15;margin-bottom:14px;font-weight:800}
.sub{color:var(--muted);max-width:640px;margin-bottom:42px;font-size:1.05rem}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:border-color .2s,transform .2s}
.card:hover{border-color:rgba(245,197,24,.5);transform:translateY(-3px)}
.hex{width:52px;height:52px;display:grid;place-items:center;background:linear-gradient(180deg,var(--gold),var(--gold2));clip-path:polygon(25% 0,75% 0,100% 50%,75% 100%,25% 100%,0 50%);margin-bottom:16px;color:#111}
.hex svg{width:24px;height:24px}
.card h3{font-size:1.12rem;margin-bottom:6px}
.card p{color:var(--muted);font-size:.95rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s}
.step{position:relative;padding:26px;border-radius:var(--r);background:var(--card);border:1px solid var(--line)}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:rgba(245,197,24,.12);color:var(--gold);font-weight:800;margin-bottom:14px}
.step h3{font-size:1.05rem;margin-bottom:4px}
.step p{color:var(--muted);font-size:.93rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.text p{color:var(--muted);margin-bottom:16px}
.text p strong{color:var(--text)}
.checks{list-style:none;display:grid;gap:12px}
.checks li{padding-left:34px;position:relative}
.checks li:before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;background:var(--gold);clip-path:polygon(25% 0,75% 0,100% 50%,75% 100%,25% 100%,0 50%)}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips span{border:1px solid var(--line);background:var(--card);padding:8px 16px;border-radius:999px;font-size:.92rem;color:var(--muted)}
table{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
th,td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
th{color:var(--gold);font-weight:700;background:#111113}
td:not(:first-child),th:not(:first-child){text-align:center}
tr:last-child td{border-bottom:0}
.tbl{overflow-x:auto}
details{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin-bottom:12px}
summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";color:var(--gold);font-size:1.4rem;line-height:1}
details[open] summary:after{content:"–"}
details p{color:var(--muted);margin-top:10px}
.partner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:34px;border-radius:24px;background:linear-gradient(135deg,rgba(245,197,24,.14),rgba(245,197,24,.03));border:1px solid rgba(245,197,24,.35)}
.partner h3{font-size:1.4rem;margin-bottom:6px}
.partner p{color:var(--muted);max-width:620px}
footer{padding:40px 0;border-top:1px solid var(--line);color:var(--muted);font-size:.9rem}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center}
footer a{color:var(--muted)}
@media(max-width:900px){.hero .wrap,.split{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.badge{width:240px;order:-1}.nav ul{display:none}.hero{padding:50px 0}}
@media(max-width:520px){.steps{grid-template-columns:1fr}section{padding:60px 0}.wrap{padding:0 16px}.nav .btn{display:none}.partner{padding:24px}}
.note{margin-top:26px;font-size:.88rem;color:var(--muted);border-left:3px solid var(--gold);padding:6px 0 6px 14px;max-width:560px}
.article{max-width:820px}
.article>p{color:#cfcfd4;margin-bottom:18px;font-size:1.04rem}
.article>h3{font-size:1.3rem;margin:38px 0 12px}
.article .checks{margin-bottom:10px}
.article .steps{grid-template-columns:repeat(2,1fr);margin-top:6px}
.legal{max-width:760px}
.legal h1{font-size:clamp(2rem,4vw,2.8rem)}
.legal h2{font-size:1.3rem;margin:34px 0 10px}
.legal p{color:#cfcfd4;margin-bottom:14px}